Premiums
Rate Information
All rates shown below are monthly deduction amounts. Colquitt County Schools contributes $945 per employee per month, or $11,340 per employee per year towards medical coverage.
Important Notes
- Voluntary life rates for employee and spouse coverage are sample premiums.
- Disability rates are sample premiums. Your actual monthly deduction is based on plan election, salary, and age.
Your actual premiums can be found on the enrollment portal or by calling the Benefits Service Center.
Health Insurance - Medical Premiums
2021-2022 Anthem HRA Gold
- Employee: $175.68
- Employee + Spouse: $436.33
- Employee + Child(ren): $320.11
- Family: $580.76
2021-2022 Anthem HRA Silver
- Employee: $114.32
- Employee + Spouse: $307.47
- Employee + Child(ren): $215.80
- Family: $408.95
2021-2022 Anthem HRA Bronze
- Employee: $76.58
- Employee + Spouse: $228.22
- Employee + Child(ren): $151.64
- Family: $303.28
2021-2022 Anthem HMO
- Employee: $143.03
- Employee + Spouse: $367.76
- Employee + Child(ren): $264.61
- Family: $489.34
2021-2022 UHC HMO
- Employee: $174.49
- Employee + Spouse: $433.83
- Employee + Child(ren): $318.09
- Family: $577.43
2021-2022 UHC HDHP
- Employee: $61.83
- Employee + Spouse: $197.24
- Employee + Child(ren): $126.57
- Family: $261.98
TRICARE
- Employee: $60.50
- Employee + Spouse or Child(ren): $119.50
- Family: $160.50
Dental Insurance
2022 Dental - Low Plan
- Employee: $19.51
- Employee + Spouse: $39.49
- Employee + Child(ren): $51.92
- Family: $61.97
2022 Dental - High Plan
- Employee: $41.46
- Employee + Spouse: $82.75
- Employee + Child(ren): $93.36
- Family: $115.27
Vision Insurance
2022 Vision
- Employee: $9.73
- Employee + Spouse: $16.16
- Employee + Child(ren): $16.48
- Family: $26.05
Voluntary Life Insurance
Employee & Spouse Voluntary Life
- $50,000 Benefit
- Age - 25: $1.75
- Age - 35: $3.75
- Age - 45: $9.00
- Age - 55: $23.50
- Age - 65: $50.50
- $100,000 Benefit
- Age - 25: $3.50
- Age - 35: $7.50
- Age - 45: $18.00
- Age - 55: $47.00
- Age - 65: $101.00
- $150,000 Benefit
- Age - 25: $5.25
- Age - 35: $11.25
- Age - 45: $27.00
- Age - 55: $70.50
- Age - 65: $151.50
- $250,000 Benefit
- Age - 25: $8.75
- Age - 35: $18.75
- Age - 45: $45.00
- Age - 55: $117.50
- Age - 65: $252.50
Employee Term Life and AD&D
- $10,000 Benefit: $2.20
- $20,000 Benefit: $4.40
- $30,000 Benefit: $6.60
- $40,000 Benefit: $8.80
Spouse and Child Term Life
- Spouse Term Life - $10,000 Benefit: $1.49
- Child Term Life - $15,000 Benefit: $0.39
Permanent Life
Permanent Life Insurance with Long Term Care (Premium Example - $25,000)
- Permanent Life with Long Term Care - Non-Tobacco Age 45
- Approximate Monthly Premium: $30.67
- Death Benefit at age 45: $25,000
- Death Benefit at Age 70: $25,000
- Long Term Care Benefit: $1,000/month for up to 50 months
Disability Insurance
Short Term Disability (Example Premiums)
- $30,000 Salary | Week Benefit $384.81: $21.93
- $50,000 Salary | Week Benefit $500: $28.50
- $70,000 Salary | Week Benefit $500: $28.50
Long Term Disability (Example Premiums)
- $30,000 Salary | Month Benefit $1,667: $13.00
- $50,000 Salary | Month Benefit $2,778: $21.67
- $70,000 Salary | Month Benefit $3,889: $45.50
Critical Illness
Critical Illness - Employee Only
- Employee - $10,000, Spouse and Children - $5,000 Coverage
- Age - 25: $4.80
- Age - 35: $6.90
- Age - 45: $12.10
- Age - 55: $21.90
- Age - 65: $40.40
Critical Illness - Employee + Spouse
- Employee - $10,000, Spouse and Children - $5,000 Coverage
- Age 25: $7.80
- Age 35: $10.90
- Age 45: $18.70
- Age 55: $34.90
- Age 65: $65.60
Critical Illness - Employee + Child(ren)
- Employee - $10,000, Spouse and Children - $5,000 Coverage
- Age - 25: $6.80
- Age - 35: $8.90
- Age - 45: $14.10
- Age - 55: $23.80
- Age - 65: $42.30
Critical Illness - Employee + Family
- Employee - $10,000, Spouse and Children - $5,000 Coverage
- Age - 25: $9.80
- Age - 35: $12.80
- Age - 45: $20.70
- Age - 55: $36.80
- Age - 65: $67.50
Accident
Accident
- Employee: $5.40
- Employee + Spouse: $10.66
- Employee + Child(ren): $12.86
- Family: $15.16
Group Legal
Group Legal
- Family Coverage: $18.25
Identity Theft
Identity Theft
- Employee Only: $8.90
- Family: $15.90
